Platform Features

Next-Gen Loan Management System

An end-to-end digital lending platform designed to scale your financial institution. From origination to servicing, explore our comprehensive modules below.

01

Core Lending & Accounts

The foundation of your lending operations, built for scale, flexibility, and rapid product rollout.

Loan Products

Create loan types, interest rates, fees, tenure, repayment rules, etc.

Loan Accounts

Create and manage individual loans for borrowers

Repayment Schedules

Automatically generate EMI, weekly, monthly, interest-only, lump-sum schedules

Interest Calculation

Handles different interest structures and accruals

02

Operations & Processing

Streamline day-to-day operations and payment processing workflows with intelligent automation.

Loan Disbursement

Record/process money given to borrowers

Repayments & Collections

Record payments and allocate them against principal, interest, penalties, etc.

Moratoriums

Temporarily suspend or modify repayment obligations

Fees & Charges

Processing fees, settlement charges and other loan charges

Write-offs & Settlements

Handle problematic loans, settlements and write-offs

03

Risk, Compliance & Security

Robust tools to monitor portfolio health, mitigate risks, and enforce strict regulatory compliance.

Delinquency / DPD

Track Days Past Due and overdue loans

NPA Management

Classify loans as Non-Performing Assets according to configured rules

Collateral & Security

Track collateral, valuation, release and shortfall

Risk & Compliance

DPD/NPA monitoring and regulatory reporting

Roles & Workflows

Role-based permissions and configurable approval workflows

04

Finance & Integration

Seamlessly integrate with your existing financial ecosystem and gain real-time portfolio insights.

Accounting

Automated accounting entries, ledgers and reconciliation

Billing & Tax

Invoicing, charges and taxation

Co-Lending

Manage multiple lenders sharing a loan

Loan Transfers

Transfer loans/portfolios between parties or branches

Reports

Portfolio, repayment, accounting and financial reports

APIs

REST APIs for connecting mobile apps, websites and external systems

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